Median home value in zip code 11742 (Holtsville, NY) is $626K, up 5.2% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$625,642

YoY Change

+5.2%

AFFORDABILITY

Enter your income for 11742 (Holtsville).

Income (annual)

Down Payment

$125,128 on $625,642

Out of reach — 60.4% of income

Need $161,657/yr to afford.

PITI$3,772

P/I60.4%

Afford$290K

Gap-$335K

P&I $3,164Tax $459Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11742 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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