Median home value in zip code 11765 (Mill Neck, NY) is $2,490,442, up 6.5% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$2,490,442

YoY Change

+6.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 11765 (Mill Neck).

Income (annual)

Down Payment

$498,088 on $2,490,442

Example: $75,000 household income. Change it above to see your own.

Out of reach233.1% of income

Need $624,386/yr to afford.

PITI$14,569

P/I233.1%

Afford$299K

Gap-$2.19M

P&I $12,593Tax $1,826Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11765 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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