Median home value in zip code 11771 (Oyster Bay, NY) is $1,264,092, up 7.8% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$1,264,092

YoY Change

+7.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 11771 (Oyster Bay).

Income (annual)

Down Payment

$252,818 on $1,264,092

Example: $75,000 household income. Change it above to see your own.

Out of reach119.5% of income

Need $320,100/yr to afford.

PITI$7,469

P/I119.5%

Afford$296K

Gap-$968K

P&I $6,392Tax $927Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11771 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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