Median home value in zip code 11782 (Sayville, NY) is $741K, up 4.9% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$741,381

YoY Change

+4.9%

AFFORDABILITY

Enter your income for 11782 (Sayville).

Income (annual)

Down Payment

$148,276 on $741,381

Out of reach — 71.1% of income

Need $190,414/yr to afford.

PITI$4,443

P/I71.1%

Afford$292K

Gap-$449K

P&I $3,749Tax $544Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11782 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View New York-Newark-Jersey City, NY-NJ-PA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free