Median home value in zip code 11786 (Shoreham, NY) is $721,811, up 4.7% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$721,811

YoY Change

+4.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 11786 (Shoreham).

Income (annual)

Down Payment

$144,362 on $721,811

Example: $75,000 household income. Change it above to see your own.

Out of reach69.3% of income

Need $185,529/yr to afford.

PITI$4,329

P/I69.3%

Afford$292K

Gap-$430K

P&I $3,650Tax $529Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11786 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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