Median home value in zip code 11946 (Hampton Bays, NY) is $915K, up 5.1% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$914,746

YoY Change

+5.1%

AFFORDABILITY

Enter your income for 11946 (Hampton Bays).

Income (annual)

Down Payment

$182,949 on $914,746

Out of reach — 87.1% of income

Need $233,400/yr to afford.

PITI$5,446

P/I87.1%

Afford$294K

Gap-$621K

P&I $4,625Tax $671Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11946 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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