Median home value in zip code 11953 (Middle Island, NY) is $494K, up 3.9% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$494,035

YoY Change

+3.9%

AFFORDABILITY

Enter your income for 11953 (Middle Island).

Income (annual)

Down Payment

$98,807 on $494,035

Out of reach — 48.2% of income

Need $129,000/yr to afford.

PITI$3,010

P/I48.2%

Afford$287K

Gap-$207K

P&I $2,498Tax $362Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11953 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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