Median home value in zip code 11963 (Sag Harbor, NY) is $2254K, up 5.4% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$2,253,545

YoY Change

+5.4%

AFFORDABILITY

Enter your income for 11963 (Sag Harbor).

Income (annual)

Down Payment

$450,709 on $2,253,545

Out of reach — 211.2% of income

Need $565,629/yr to afford.

PITI$13,198

P/I211.2%

Afford$299K

Gap-$1955K

P&I $11,395Tax $1,653Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11963 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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