Median home value in zip code 11964 (Shelter Island, NY) is $1,656,290, up 4.3% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$1,656,290

YoY Change

+4.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 11964 (Shelter Island).

Income (annual)

Down Payment

$331,258 on $1,656,290

Example: $75,000 household income. Change it above to see your own.

Out of reach155.8% of income

Need $417,429/yr to afford.

PITI$9,740

P/I155.8%

Afford$298K

Gap-$1.36M

P&I $8,375Tax $1,215Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11964 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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