Median home value in zip code 11971 (Southold, NY) is $1097K, up 3.8% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$1,097,356

YoY Change

+3.8%

AFFORDABILITY

Enter your income for 11971 (Southold).

Income (annual)

Down Payment

$219,471 on $1,097,356

Out of reach — 104.1% of income

Need $278,743/yr to afford.

PITI$6,504

P/I104.1%

Afford$295K

Gap-$802K

P&I $5,549Tax $805Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11971 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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