Median home value in zip code 11972 (Speonk, NY) is $740,271, up 2.9% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$740,271

YoY Change

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 11972 (Speonk).

Income (annual)

Down Payment

$148,054 on $740,271

Example: $75,000 household income. Change it above to see your own.

Out of reach71% of income

Need $190,114/yr to afford.

PITI$4,436

P/I71%

Afford$292K

Gap-$448K

P&I $3,743Tax $543Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11972 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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