Median home value in zip code 11978 (Westhampton Beach, NY) is $1597K, up 6.1% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$1,596,915

YoY Change

+6.1%

AFFORDABILITY

Enter your income for 11978 (Westhampton Beach).

Income (annual)

Down Payment

$319,383 on $1,596,915

Out of reach — 150.3% of income

Need $402,686/yr to afford.

PITI$9,396

P/I150.3%

Afford$297K

Gap-$1299K

P&I $8,075Tax $1,171Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11978 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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