Median home value in zip code 11980 (Yaphank, NY) is $539K, up 4.5% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$539,238

YoY Change

+4.5%

AFFORDABILITY

Enter your income for 11980 (Yaphank).

Income (annual)

Down Payment

$107,848 on $539,238

Out of reach — 52.4% of income

Need $140,229/yr to afford.

PITI$3,272

P/I52.4%

Afford$288K

Gap-$251K

P&I $2,727Tax $395Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11980 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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