Median home value in zip code 12009 (Altamont, NY) is $400K, up 3.9% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albany-Schenectady-Troy, NY metro →

Home Value$399,590

YoY Change

+3.9%

AFFORDABILITY

Enter your income for 12009 (Altamont).

Income (annual)

Down Payment

$79,918 on $399,590

Out of reach — 43.9% of income

Need $117,557/yr to afford.

PITI$2,743

P/I43.9%

Afford$255K

Gap-$145K

P&I $2,021Tax $573Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12009 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albany-Schenectady-Troy, NY analysis

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