Median home value in zip code 12019 (Ballston Lake, NY) is $473,575, up 4.0% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$473,575

YoY Change

+4.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 12019 (Ballston Lake).

Income (annual)

Down Payment

$94,715 on $473,575

Example: $75,000 household income. Change it above to see your own.

Out of reach51.6% of income

Need $138,129/yr to afford.

PITI$3,223

P/I51.6%

Afford$257K

Gap-$216K

P&I $2,395Tax $679Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12019 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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