Median home value in zip code 12019 (Ballston Lake, NY) is $474K, up 4.0% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albany-Schenectady-Troy, NY metro →

Home Value$473,575

YoY Change

+4.0%

AFFORDABILITY

Enter your income for 12019 (Ballston Lake).

Income (annual)

Down Payment

$94,715 on $473,575

Out of reach — 51.6% of income

Need $138,129/yr to afford.

PITI$3,223

P/I51.6%

Afford$257K

Gap-$216K

P&I $2,395Tax $679Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12019 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albany-Schenectady-Troy, NY analysis

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