Median home value in zip code 12022 (Berlin, NY) is $242,711, up 0.1% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$242,711

YoY Change

+0.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 12022 (Berlin).

Income (annual)

Down Payment

$48,542 on $242,711

Example: $75,000 household income. Change it above to see your own.

Affordable27.6% of income

Under the 28% guideline.

PITI$1,725

P/I27.6%

Afford$246K

Room+$4K

P&I $1,227Tax $348Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12022 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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