Zip Code

12022

Berlin, NYAlbany-Schenectady-Troy, NY

Median home value in zip code 12022 (Berlin, NY) is $243K, up 0.1% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albany-Schenectady-Troy, NY metro →

Home Value$242,711
YoY Change
+0.1%
AFFORDABILITY

Enter your income for 12022 (Berlin).

$48,542 on $242,711
Affordable — 27.6% of income

Under the 28% guideline.

PITI$1,725
P/I27.6%
Afford$246K
Room+$4K
P&I $1,227Tax $348Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

12022 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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