Median home value in zip code 12041 (Clarksville, NY) is $268,773, up 1.9% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$268,773

YoY Change

+1.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 12041 (Clarksville).

Income (annual)

Down Payment

$53,755 on $268,773

Example: $75,000 household income. Change it above to see your own.

Stretch30.3% of income

Above 28% but manageable with cuts.

PITI$1,894

P/I30.3%

Afford$248K

Gap-$20K

P&I $1,359Tax $385Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12041 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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