Median home value in zip code 12041 (Clarksville, NY) is $269K, up 1.9% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albany-Schenectady-Troy, NY metro →

Home Value$268,773

YoY Change

+1.9%

AFFORDABILITY

Enter your income for 12041 (Clarksville).

Income (annual)

Down Payment

$53,755 on $268,773

Stretch — 30.3% of income

Above 28% but manageable with cuts.

PITI$1,894

P/I30.3%

Afford$248K

Gap-$20K

P&I $1,359Tax $385Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12041 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albany-Schenectady-Troy, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free