Median home value in zip code 12045 (Coeymans, NY) is $239,563, up 0.5% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$239,563

YoY Change

+0.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 12045 (Coeymans).

Income (annual)

Down Payment

$47,913 on $239,563

Example: $75,000 household income. Change it above to see your own.

Affordable27.3% of income

Under the 28% guideline.

PITI$1,705

P/I27.3%

Afford$246K

Room+$6K

P&I $1,211Tax $343Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12045 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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