Zip Code

12045

Coeymans, NYAlbany-Schenectady-Troy, NY

Median home value in zip code 12045 (Coeymans, NY) is $240K, up 0.5% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albany-Schenectady-Troy, NY metro →

Home Value$239,563
YoY Change
+0.5%
AFFORDABILITY

Enter your income for 12045 (Coeymans).

$47,913 on $239,563
Affordable — 27.3% of income

Under the 28% guideline.

PITI$1,705
P/I27.3%
Afford$246K
Room+$6K
P&I $1,211Tax $343Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

12045 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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12045 (Coeymans, NY) Housing Market | CrashWatch