Zip Code

12064

East Worcester, NYOneonta, NY

Median home value in zip code 12064 (East Worcester, NY) is $130K, down 8.1% year over year. Part of the Oneonta, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Oneonta, NY metro →

Home Value$130,320
YoY Change
-8.1%
AFFORDABILITY

Enter your income for 12064 (East Worcester).

$26,064 on $130,320
Affordable — 15.9% of income

Under the 28% guideline.

PITI$996
P/I15.9%
Afford$229K
Room+$99K
P&I $659Tax $187Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

12064 is part of the Oneonta, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Oneonta, NY analysis
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