Median home value in zip code 12064 (East Worcester, NY) is $130,320, down 8.1% year over year. Part of the Oneonta, NY metropolitan area.

Home Value$130,320

YoY Change

-8.1%

Prices falling — better for buyers.

Affordability

Enter your income for 12064 (East Worcester).

Income (annual)

Down Payment

$26,064 on $130,320

Example: $75,000 household income. Change it above to see your own.

Affordable15.9% of income

Under the 28% guideline.

PITI$996

P/I15.9%

Afford$229K

Room+$99K

P&I $659Tax $187Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12064 is part of the Oneonta, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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