Median home value in zip code 12065 (Clifton Park, NY) is $465K, up 4.3% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albany-Schenectady-Troy, NY metro →

Home Value$464,640

YoY Change

+4.3%

AFFORDABILITY

Enter your income for 12065 (Clifton Park).

Income (annual)

Down Payment

$92,928 on $464,640

Out of reach — 50.6% of income

Need $135,643/yr to afford.

PITI$3,165

P/I50.6%

Afford$257K

Gap-$208K

P&I $2,349Tax $666Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12065 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albany-Schenectady-Troy, NY analysis

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