Median home value in zip code 12065 (Clifton Park, NY) is $464,640, up 4.3% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$464,640

YoY Change

+4.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 12065 (Clifton Park).

Income (annual)

Down Payment

$92,928 on $464,640

Example: $75,000 household income. Change it above to see your own.

Out of reach50.6% of income

Need $135,643/yr to afford.

PITI$3,165

P/I50.6%

Afford$257K

Gap-$208K

P&I $2,349Tax $666Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12065 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albany-Schenectady-Troy, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.