Median home value in zip code 12070 (Fort Johnson, NY) is $214,178, down 0.7% year over year. Part of the Gloversville, NY metropolitan area.

Home Value$214,178

YoY Change

-0.7%

Prices falling — better for buyers.

Affordability

Enter your income for 12070 (Fort Johnson).

Income (annual)

Down Payment

$42,836 on $214,178

Example: $75,000 household income. Change it above to see your own.

Affordable24.6% of income

Under the 28% guideline.

PITI$1,540

P/I24.6%

Afford$243K

Room+$29K

P&I $1,083Tax $307Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12070 is part of the Gloversville, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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