Median home value in zip code 12075 (Ghent, NY) is $517,306, up 5.7% year over year. Part of the Hudson, NY metropolitan area.

Home Value$517,306

YoY Change

+5.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 12075 (Ghent).

Income (annual)

Down Payment

$103,461 on $517,306

Example: $75,000 household income. Change it above to see your own.

Out of reach56.1% of income

Need $150,300/yr to afford.

PITI$3,507

P/I56.1%

Afford$258K

Gap-$259K

P&I $2,616Tax $741Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12075 is part of the Hudson, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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