Median home value in zip code 12078 (Gloversville, NY) is $167,046, up 3.3% year over year. Part of the Gloversville, NY metropolitan area.

Home Value$167,046

YoY Change

+3.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 12078 (Gloversville).

Income (annual)

Down Payment

$33,409 on $167,046

Example: $75,000 household income. Change it above to see your own.

Affordable19.7% of income

Under the 28% guideline.

PITI$1,234

P/I19.7%

Afford$237K

Room+$70K

P&I $845Tax $239Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12078 is part of the Gloversville, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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