Median home value in zip code 12090 (Hoosick Falls, NY) is $216,660, up 4.7% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$216,660

YoY Change

+4.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 12090 (Hoosick Falls).

Income (annual)

Down Payment

$43,332 on $216,660

Example: $75,000 household income. Change it above to see your own.

Affordable24.9% of income

Under the 28% guideline.

PITI$1,556

P/I24.9%

Afford$244K

Room+$27K

P&I $1,096Tax $311Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12090 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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