Median home value in zip code 12108 (Speculator, NY) is $306,047, up 2.4% year over year.

Home Value$306,047

YoY Change

+2.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 12108 (Speculator).

Income (annual)

Down Payment

$61,209 on $306,047

Example: $75,000 household income. Change it above to see your own.

Stretch34.2% of income

Above 28% but manageable with cuts.

PITI$2,136

P/I34.2%

Afford$251K

Gap-$55K

P&I $1,548Tax $439Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

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