Median home value in zip code 12110 (Latham, NY) is $387,559, up 3.4% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$387,559

YoY Change

+3.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 12110 (Latham).

Income (annual)

Down Payment

$77,512 on $387,559

Example: $75,000 household income. Change it above to see your own.

Out of reach42.6% of income

Need $114,214/yr to afford.

PITI$2,665

P/I42.6%

Afford$254K

Gap-$133K

P&I $1,960Tax $556Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12110 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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