Median home value in zip code 12118 (Mechanicville, NY) is $454K, up 4.4% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albany-Schenectady-Troy, NY metro →

Home Value$454,450

YoY Change

+4.4%

AFFORDABILITY

Enter your income for 12118 (Mechanicville).

Income (annual)

Down Payment

$90,890 on $454,450

Out of reach — 49.6% of income

Need $132,814/yr to afford.

PITI$3,099

P/I49.6%

Afford$257K

Gap-$198K

P&I $2,298Tax $651Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

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Metro Analysis

12118 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albany-Schenectady-Troy, NY analysis

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