Median home value in zip code 12120 (Medusa, NY) is $326,465, up 2.7% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$326,465

YoY Change

+2.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 12120 (Medusa).

Income (annual)

Down Payment

$65,293 on $326,465

Example: $75,000 household income. Change it above to see your own.

Out of reach36.3% of income

Need $97,243/yr to afford.

PITI$2,269

P/I36.3%

Afford$252K

Gap-$75K

P&I $1,651Tax $468Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12120 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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