Median home value in zip code 12122 (Middleburgh, NY) is $229,142, up 7.3% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$229,142

YoY Change

+7.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 12122 (Middleburgh).

Income (annual)

Down Payment

$45,828 on $229,142

Example: $75,000 household income. Change it above to see your own.

Affordable26.2% of income

Under the 28% guideline.

PITI$1,637

P/I26.2%

Afford$245K

Room+$16K

P&I $1,159Tax $328Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12122 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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