Zip Code

12123

Nassau, NYAlbany-Schenectady-Troy, NY

Median home value in zip code 12123 (Nassau, NY) is $310K, up 5.2% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albany-Schenectady-Troy, NY metro →

Home Value$310,267
YoY Change
+5.2%
AFFORDABILITY

Enter your income for 12123 (Nassau).

$62,053 on $310,267
Stretch — 34.6% of income

Above 28% but manageable with cuts.

PITI$2,164
P/I34.6%
Afford$251K
Gap-$59K
P&I $1,569Tax $445Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

12123 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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12123 (Nassau, NY) Housing Market | CrashWatch