Median home value in zip code 12137 (Pattersonville, NY) is $306,609, up 2.0% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$306,609

YoY Change

+2.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 12137 (Pattersonville).

Income (annual)

Down Payment

$61,322 on $306,609

Example: $75,000 household income. Change it above to see your own.

Stretch34.2% of income

Above 28% but manageable with cuts.

PITI$2,140

P/I34.2%

Afford$251K

Gap-$56K

P&I $1,550Tax $439Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12137 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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