Median home value in zip code 12140 (Poestenkill, NY) is $358,609, up 6.9% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$358,609

YoY Change

+6.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 12140 (Poestenkill).

Income (annual)

Down Payment

$71,722 on $358,609

Example: $75,000 household income. Change it above to see your own.

Out of reach39.6% of income

Need $106,157/yr to afford.

PITI$2,477

P/I39.6%

Afford$253K

Gap-$105K

P&I $1,813Tax $514Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12140 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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