Median home value in zip code 12143 (Ravena, NY) is $277,617, down 0.5% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$277,617

YoY Change

-0.5%

Prices falling — better for buyers.

Affordability

Enter your income for 12143 (Ravena).

Income (annual)

Down Payment

$55,523 on $277,617

Example: $75,000 household income. Change it above to see your own.

Stretch31.2% of income

Above 28% but manageable with cuts.

PITI$1,952

P/I31.2%

Afford$249K

Gap-$29K

P&I $1,404Tax $398Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12143 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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