Median home value in zip code 12147 (Rensselaerville, NY) is $350,157, up 3.6% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$350,157

YoY Change

+3.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 12147 (Rensselaerville).

Income (annual)

Down Payment

$70,031 on $350,157

Example: $75,000 household income. Change it above to see your own.

Out of reach38.8% of income

Need $103,800/yr to afford.

PITI$2,422

P/I38.8%

Afford$253K

Gap-$97K

P&I $1,771Tax $502Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12147 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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