Median home value in zip code 12149 (Richmondville, NY) is $231,961, up 1.4% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$231,961

YoY Change

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 12149 (Richmondville).

Income (annual)

Down Payment

$46,392 on $231,961

Example: $75,000 household income. Change it above to see your own.

Affordable26.5% of income

Under the 28% guideline.

PITI$1,655

P/I26.5%

Afford$245K

Room+$13K

P&I $1,173Tax $332Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12149 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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