Median home value in zip code 12150 (Rotterdam Junction, NY) is $274,091, up 1.6% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$274,091

YoY Change

+1.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 12150 (Rotterdam Junction).

Income (annual)

Down Payment

$54,818 on $274,091

Example: $75,000 household income. Change it above to see your own.

Stretch30.9% of income

Above 28% but manageable with cuts.

PITI$1,929

P/I30.9%

Afford$249K

Gap-$25K

P&I $1,386Tax $393Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12150 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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