Median home value in zip code 12158 (Selkirk, NY) is $351,194, up 2.4% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$351,194

YoY Change

+2.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 12158 (Selkirk).

Income (annual)

Down Payment

$70,239 on $351,194

Example: $75,000 household income. Change it above to see your own.

Out of reach38.9% of income

Need $104,100/yr to afford.

PITI$2,429

P/I38.9%

Afford$253K

Gap-$98K

P&I $1,776Tax $503Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12158 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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