Zip Code

12158

Selkirk, NYAlbany-Schenectady-Troy, NY

Median home value in zip code 12158 (Selkirk, NY) is $351K, up 2.4% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albany-Schenectady-Troy, NY metro →

Home Value$351,194
YoY Change
+2.4%
AFFORDABILITY

Enter your income for 12158 (Selkirk).

$70,239 on $351,194
Out of reach — 38.9% of income

Need $104,100/yr to afford.

PITI$2,429
P/I38.9%
Afford$253K
Gap-$98K
P&I $1,776Tax $503Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

12158 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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12158 (Selkirk, NY) Housing Market | CrashWatch