Median home value in zip code 12164 (, NY) is $263,695, up 0.6% year over year.

Home Value$263,695

YoY Change

+0.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 12164 (null).

Income (annual)

Down Payment

$52,739 on $263,695

Example: $75,000 household income. Change it above to see your own.

Stretch29.8% of income

Above 28% but manageable with cuts.

PITI$1,861

P/I29.8%

Afford$248K

Gap-$16K

P&I $1,333Tax $378Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.