Median home value in zip code 12166 (Sprakers, NY) is $216,536, up 2.4% year over year. Part of the Amsterdam, NY metropolitan area.

Home Value$216,536

YoY Change

+2.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 12166 (Sprakers).

Income (annual)

Down Payment

$43,307 on $216,536

Example: $75,000 household income. Change it above to see your own.

Affordable24.9% of income

Under the 28% guideline.

PITI$1,555

P/I24.9%

Afford$244K

Room+$27K

P&I $1,095Tax $310Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12166 is part of the Amsterdam, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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