Median home value in zip code 12175 (Summit, NY) is $227,744, up 2.7% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$227,744

YoY Change

+2.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 12175 (Summit).

Income (annual)

Down Payment

$45,549 on $227,744

Example: $75,000 household income. Change it above to see your own.

Affordable26% of income

Under the 28% guideline.

PITI$1,628

P/I26%

Afford$245K

Room+$17K

P&I $1,152Tax $326Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12175 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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