Zip Code

12176

Surprise, NY

Median home value in zip code 12176 (Surprise, NY) is $334K, down 2.5% year over year.

Home Value$333,872
YoY Change
-2.5%
AFFORDABILITY

Enter your income for 12176 (Surprise).

$66,774 on $333,872
Out of reach — 37.1% of income

Need $99,300/yr to afford.

PITI$2,317
P/I37.1%
Afford$252K
Gap-$82K
P&I $1,688Tax $479Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free