Median home value in zip code 12183 (Troy, NY) is $223,362, down 2.1% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$223,362

YoY Change

-2.1%

Prices falling — better for buyers.

Affordability

Enter your income for 12183 (Troy).

Income (annual)

Down Payment

$44,672 on $223,362

Example: $75,000 household income. Change it above to see your own.

Affordable25.6% of income

Under the 28% guideline.

PITI$1,600

P/I25.6%

Afford$244K

Room+$21K

P&I $1,129Tax $320Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12183 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albany-Schenectady-Troy, NY analysis

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