Median home value in zip code 12184 (Valatie, NY) is $422,736, up 1.9% year over year. Part of the Hudson, NY metropolitan area.

Home Value$422,736

YoY Change

+1.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 12184 (Valatie).

Income (annual)

Down Payment

$84,547 on $422,736

Example: $75,000 household income. Change it above to see your own.

Out of reach46.3% of income

Need $124,029/yr to afford.

PITI$2,894

P/I46.3%

Afford$256K

Gap-$167K

P&I $2,138Tax $606Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12184 is part of the Hudson, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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