Median home value in zip code 12193 (Westerlo, NY) is $307,559, up 0.5% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$307,559

YoY Change

+0.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 12193 (Westerlo).

Income (annual)

Down Payment

$61,512 on $307,559

Example: $75,000 household income. Change it above to see your own.

Stretch34.3% of income

Above 28% but manageable with cuts.

PITI$2,146

P/I34.3%

Afford$251K

Gap-$57K

P&I $1,555Tax $441Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12193 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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