Median home value in zip code 12196 (West Sand Lake, NY) is $380,777, up 5.7% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$380,777

YoY Change

+5.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 12196 (West Sand Lake).

Income (annual)

Down Payment

$76,155 on $380,777

Example: $75,000 household income. Change it above to see your own.

Out of reach41.9% of income

Need $112,329/yr to afford.

PITI$2,621

P/I41.9%

Afford$254K

Gap-$127K

P&I $1,925Tax $546Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12196 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albany-Schenectady-Troy, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.