Median home value in zip code 12198 (Wynantskill, NY) is $331,523, up 8.2% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$331,523

YoY Change

+8.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 12198 (Wynantskill).

Income (annual)

Down Payment

$66,305 on $331,523

Example: $75,000 household income. Change it above to see your own.

Out of reach36.8% of income

Need $98,657/yr to afford.

PITI$2,302

P/I36.8%

Afford$252K

Gap-$79K

P&I $1,676Tax $475Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12198 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albany-Schenectady-Troy, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.