Zip Code

12202

Albany, NYAlbany-Schenectady-Troy, NY

Median home value in zip code 12202 (Albany, NY) is $171K, up 4.0% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albany-Schenectady-Troy, NY metro →

Home Value$170,668
YoY Change
+4.0%
AFFORDABILITY

Enter your income for 12202 (Albany).

$34,134 on $170,668
Affordable — 20.1% of income

Under the 28% guideline.

PITI$1,258
P/I20.1%
Afford$237K
Room+$67K
P&I $863Tax $245Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

12202 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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12202 (Albany, NY) Housing Market | CrashWatch