Median home value in zip code 12204 (Menands, NY) is $332,393, up 3.8% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$332,393

YoY Change

+3.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 12204 (Menands).

Income (annual)

Down Payment

$66,479 on $332,393

Example: $75,000 household income. Change it above to see your own.

Out of reach36.9% of income

Need $98,871/yr to afford.

PITI$2,307

P/I36.9%

Afford$252K

Gap-$80K

P&I $1,681Tax $476Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12204 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albany-Schenectady-Troy, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.