Zip Code

12210

Albany, NYAlbany-Schenectady-Troy, NY

Median home value in zip code 12210 (Albany, NY) is $241K, down 3.5% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albany-Schenectady-Troy, NY metro →

Home Value$241,163
YoY Change
-3.5%
AFFORDABILITY

Enter your income for 12210 (Albany).

$48,233 on $241,163
Affordable — 27.4% of income

Under the 28% guideline.

PITI$1,715
P/I27.4%
Afford$246K
Room+$5K
P&I $1,219Tax $346Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

12210 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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12210 (Albany, NY) Housing Market | CrashWatch