Median home value in zip code 12211 (Albany, NY) is $456,898, up 4.6% year over year. Part of the Albany-Schenectady-Troy, NY metropolitan area.

Home Value$456,898

YoY Change

+4.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 12211 (Albany).

Income (annual)

Down Payment

$91,380 on $456,898

Example: $75,000 household income. Change it above to see your own.

Out of reach49.8% of income

Need $133,500/yr to afford.

PITI$3,115

P/I49.8%

Afford$257K

Gap-$200K

P&I $2,310Tax $655Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

12211 is part of the Albany-Schenectady-Troy, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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